25 study packs in the collection.

California / Water operations
California Water Distribution D1 / D2
Thirty chapters connect distribution hydraulics, disinfection, equipment, piping, water quality and California responsibilities, with four distinct 100-question grade practices, 72 flashcards and four one-sheets.
Complete pack: 30 lessons · 400 practice-exam questions
90 chapter checks · 72 cards · 4 one-sheets
Inside the package
Study guide / 111 pagesFour grade-specific practice tests / 162 pages72 printable flashcards / 30 pagesDose, strength and dilution / one-sheetHydraulics without unit traps / one-sheetMain repair: preserve every barrier / one-sheetWater quality: connect evidence to action / one-sheetTry 3 sample flashcards ↗ Lessons & coverage
- Units, ratios and a reliable calculation method
- Pipe, tank, trench and surface geometry
- Flow, velocity, demand and storage balance
- Pressure, head, friction, surges and cavitation
- Network layouts, maps, pressure zones and storage
- Disinfection, chlorine demand and residual
- Chemical dose, product strength and feed calculations
- Disinfecting mains, wells and storage facilities
- D2 extension: chloramines, breakpoint and byproducts
- Residual testing, dilution and analytical quality
- Valves, pressure controls and isolation
- Meters, totals, flow ranges and measurement error
- Hydrant components, operation and testing
- Pumps, wells and mechanical diagnosis
- Chemical feeders and protective equipment
- D2 extension: sensors, SCADA and standby power
- Pipe materials, compatibility and hydraulic condition
- Joints, fittings, thrust and restraint
- Excavation, bedding, backfill and dewatering
- Locating leaks, classifying repairs and restoring service
- Service connections, cross-connections and flushing routes
- Sources, wells and sanitary surveys
- Indicator organisms, pathogens and sample interpretation
- pH, hardness, contaminants and corrosion
- Water age, biofilms and water-quality troubleshooting
- Standards, compliance and operator responsibilities
- Sampling plans, RTCR and lead-and-copper collection
- Worker safety, confined spaces and chemical exposure
- Emergency response, public notice and recovery
- Maintenance programs, records and integrated decisions
The PDF includes a topic-by-topic exam coverage map and official references.
Exam & education requirements
- Official grade exams
- D1 and D2 are separate 100-question examinations. The current linked Expected Range of Knowledge identifies grade-specific scope and allocations.
- D1 domain allocation
- Disinfection 15; hydraulics/design 20; equipment 20; regulations/management/safety 15; mains/piping 20; quality/source 10.
- D2 domain allocation
- Disinfection 20; hydraulics/design 20; equipment 20; regulations/management/safety 10; mains/piping 20; quality/source 10.
- D1 education
- High-school diploma, GED or an accepted equivalent under the current qualification document.
- D2 education
- D1-level general education plus one qualifying specialized course in water supply principles: 36 contact hours, 3.6 CEUs or 3 semester units, subject to the State Water Board requirements.
- Grade progression
- The current D1/D2 qualification table does not require holding D1 before applying for D2, and does not list an operator-experience prerequisite for those grades. Verify individual eligibility and documentation with the Board.
- Timing and passing
- This edition does not assert an unverified official duration or passing percentage. Each grade practice uses 180-minute publisher pacing; confirm official appointment and scoring requirements directly.
Independent exam prep. Read the stated scope and confirm current admission or licensing requirements with the official provider.

California / Water operator certification
California Water Treatment T1/T2
A substantial treatment-operator review with 28 teaching chapters, separate T1 and T2 practice sessions on two forms, worked math, 72 flashcards and four one-sheets.
Complete pack: 28 lessons · 400 practice-exam questions
90 chapter checks · 72 cards · 4 one-sheets
Inside the package
Study guide / 107 pagesFour grade-specific practice tests / 162 pages72 printable flashcards / 29 pagesFrom dose to feeder setting / one-sheetFilter math and contact time / one-sheetA result worth using / one-sheetCalifornia pathway and safe decisions / one-sheetTry 3 sample flashcards ↗ Lessons & coverage
- The California treatment pathway and operator decisions
- Units, ratios and dependable calculation setup
- Tank geometry, operating volume and head
- Flow, velocity and detention time
- Surface water, watersheds and source protection
- Aquifers, well construction and groundwater protection
- Well performance, storage integrity and changing levels
- Water chemistry, contaminants and microbial concepts
- Treatment barriers and conventional process sequence
- Filtration, head loss and T2 backwash calculations
- Chlorine chemistry, demand and residual
- Chemical dose, product strength and feed calculations
- T2 contact time, disinfectant selection and CT
- Byproducts, chloramines and corrosion control
- Taste, odor, iron, manganese and treatment selection
- Pumps, motors and operating evidence
- Valves, meters and pressure measurements
- Chemical feeders, calibration and safe delivery
- Instrumentation, SCADA and planned maintenance
- Representative sampling and chain of custody
- Laboratory pH, alkalinity, hardness and dilutions
- Chlorine and turbidity measurements that can be trusted
- Microbiological indicators and sample interpretation
- Standards, treatment techniques and California distinctions
- Microbial rules, filtration performance and public protection
- Confined spaces, hazardous energy and chemical emergencies
- Operating records, responsibility and emergency coordination
- T2 integrated calculations and diagnostic comparisons
The PDF includes a topic-by-topic exam coverage map and official references.
Exam & education requirements
- Official examination
- Separate T1 or T2 treatment-operator examination, 100 questions per grade.
- Published categories
- Source water 25; treatment 25; operations/maintenance 20; laboratory 15; regulations/administration 15.
- Practice structure
- Forms A and B each contain separate 100-question T1 and 100-question T2 sessions. Four sessions, 400 original questions total.
- Timing and passing
- The current primary documents reviewed do not establish official timing or a passing threshold. The 180-minute target per session is publisher-selected rehearsal pacing; use current candidate instructions.
- Usual education route
- T1: high school diploma/GED or listed alternatives. T2 adds an accepted treatment-fundamentals course of 36 hours, 3.6 CEUs or three college semester units.
- Certification
- Separate application after a qualifying examination pass. The published T1/T2 chart does not add higher-grade work-experience requirements; it specifies a pass within the previous three years.
Independent exam prep. Read the stated scope and confirm current admission or licensing requirements with the official provider.

California / Wastewater operator certification
California Wastewater Grade I
A complete Grade I foundation with 24 teaching chapters, worked process calculations, two weighted 80-question practice forms, 72 flashcards and four practical one-sheets.
Complete pack: 24 lessons · 160 practice-exam questions
72 chapter checks · 72 cards · 4 one-sheets
Inside the package
Study guide / 89 pagesTwo practice tests & explanations / 57 pages72 printable flashcards / 29 pagesGrade I: score and pathway / one-sheetLoading and removal without unit traps / one-sheetDisinfection: dose, contact, discharge / one-sheetBiology: read related trends / one-sheetTry 3 sample flashcards ↗ Lessons & coverage
- Follow the water and the solids
- Units, dimensions and tank volume
- Flow, detention time and mass loading
- Recognize hazards before entering the work
- Confined spaces and hazardous energy
- Build a defensible sampling record
- BOD, COD and dissolved oxygen
- Solids, pH and simple laboratory evidence
- Screening and headworks observations
- Grit removal and selective settling
- Primary settling and hydraulic loading
- Primary sludge, scum and solids transfer
- Anaerobic digestion and a balanced biological process
- Sludge stabilization, thickening and solids accounting
- Wastewater disinfection and the meaning of residual
- Chemical-feed arithmetic and dechlorination control
- Stabilization-pond ecology and daily oxygen changes
- Pond loading, flow paths and practical maintenance
- Pumps, valves and equipment evidence
- Troubleshooting across the treatment train
- California Grade I eligibility, OIT status and plant roles
- Permits, reporting and the boundary of compliance
- Integrated loading, removal and hydraulic calculations
- A complete Grade I rehearsal and error-repair method
The PDF includes a topic-by-topic exam coverage map and official references.
Exam & education requirements
- Official format
- 45 true/false questions at 1 point, 25 multiple choice at 2 points and 10 math problems at 4 points: 80 questions and 135 points.
- Official time
- 150 minutes overall according to the current-linked Grade I information sheet.
- Passing requirements
- At least 94.5 of 135 points overall AND at least 20 of 40 math points. Both conditions apply.
- Practice adaptation
- Math uses publisher numeric write-in with stated units/tolerances; the official sheet does not verify exact math response format. 30/50/70-minute section pacing is editorial within 150 minutes.
- Exam education
- High school diploma or equivalent plus six accepted educational points under the published Grade I route.
- Certification experience
- The published Grade I table adds one year of full-time qualifying experience. OIT supervision, duty definitions and documentation govern; this guide awards no qualifying credit.
Independent exam prep. Read the stated scope and confirm current admission or licensing requirements with the official provider.

Nationwide / Solar & energy
NABCEP PV Associate
A complete solar-associate review with 24 teaching chapters, worked electrical and energy examples, two 70-question practice forms, 72 flashcards and four practical one-sheets.
Complete pack: 24 lessons · 140 practice-exam questions
72 chapter checks · 72 cards · 4 one-sheets
Inside the package
Study guide / 86 pagesTwo practice tests & explanations / 60 pages72 printable flashcards / 28 pagesPower, energy and solar resource / one-sheetSafety: map the sources and exposures / one-sheetString design: four separate checks / one-sheetCommission, monitor and diagnose / one-sheetTry 3 sample flashcards ↗ Lessons & coverage
- The associate role and the four system families
- Voltage, current, resistance, power and energy
- Series, parallel and circuit configuration
- Modules, irradiance, temperature and the I-V curve
- Inverters, trackers and balance-of-system functions
- Storage, usable capacity and supported loads
- Hazard identification and the hierarchy of controls
- Electrical sources, isolation and safe boundaries
- Working at height, access and material handling
- Environmental hazards, PPE and the site safety plan
- Customer goals, bills and load profiles
- Project economics, financing and maintenance costs
- Solar resource, orientation and shade
- Datasheets, string voltage and equipment compatibility
- Energy estimates, system sizing and loss accounting
- Plans, codes, structural review and interconnection
- Mounting systems, attachments and installation sequence
- Conductors, connectors, grounding and labels
- Storage installation and operating boundaries
- Commissioning, documentation and owner handover
- Test instruments and meaningful measurements
- Monitoring, metering and performance metrics
- Performance deviations, protective trips and troubleshooting
- Maintenance planning, work orders and service records
The PDF includes a topic-by-topic exam coverage map and official references.
Exam & education requirements
- Current content outline
- NABCEP PVA JTA v.2026.2, effective April 7, 2026: six domains.
- Official format
- 70 four-option multiple-choice questions: 60 scored and 10 unidentified unscored pilot items.
- Official time
- Up to 2 hours, according to the currently linked Associate Candidate Handbook.
- Passing standard
- Scaled score 65. This is not a raw 65% correct requirement.
- Eligibility
- Qualifying education through a NABCEP registered provider, or the applicable experience pathway requiring at least six months equivalent direct relevant experience; verify documentation with NABCEP.
- Credential scope
- Associate-level knowledge credential; not PV Installation Professional certification, an electrical license or authorization for unqualified field work.
Independent exam prep. Read the stated scope and confirm current admission or licensing requirements with the official provider.

United States / Education
ParaPathways Complete (5757)
Complete current-format 5757 preparation with 26 chapters, two original 87-item practice forms, literacy applications, worked mathematics, flashcards and one-page references.
Complete pack: 26 lessons · 174 practice-exam questions
78 chapter checks · 72 cards · 4 one-sheets
Inside the package
Study guide / 90 pagesTwo practice tests & explanations / 70 pages72 printable flashcards / 27 pagesRead the claim, then test the evidence / one-sheetClear writing, in the right order / one-sheetNumbers: choose the relationship first / one-sheetMeasure the right quantity / one-sheetTry 3 sample flashcards ↗ Lessons & coverage
- Main ideas, details and useful summaries
- Inference, evidence and the strength of a claim
- Vocabulary, word parts and reference tools
- Purpose, perspective, tone and narrative meaning
- Text structure, tables and visual information
- Speech sounds, phonics and word analysis
- Fluency, comprehension and supported discussion
- Complete sentences, agreement and verb time
- Pronouns, modifiers and precise word choice
- Punctuation, capitalization and spelling
- Planning, revising and writing for a purpose
- Credible sources, citations and responsible publishing
- Place value, integers and number lines
- Exponents, order of operations and calculator checks
- Fraction meaning, equivalence and comparison
- Fraction operations and meaningful models
- Decimals, money and place-value operations
- Percents, ratios and rates in context
- Expressions, properties and translating words
- Linear equations and word-problem models
- Measurement units and conversions
- Time, elapsed intervals and schedules
- Shapes, angles and the coordinate plane
- Perimeter, area and composite figures
- Surface area, volume and three-dimensional units
- Data displays, averages and justified conclusions
The PDF includes a topic-by-topic exam coverage map and official references.
Exam & education requirements
- Exam identifiers
- 5757 combines Reading and Writing (5758) and Mathematics (5759). Confirm your state or local education agency accepts this exact assessment.
- Reading and Writing
- 51 selected-response questions in 85 minutes: approximately 30 Reading and 21 Writing. The official companion includes selection of one or more answers.
- Mathematics
- 36 questions in 60 minutes: 18 Numbers and Operations and 18 Geometry, Measurement and Data Analysis. Selected-response and numeric-entry formats are described, with an on-screen four-function calculator.
- Total structure
- 87 questions across two separately timed subjects, totaling 145 minutes. The official companion notes that some questions may not count toward the score.
- Qualifying requirements
- State and district acceptance and subtest standards vary. As checked October 14, 2026, ETS lists Connecticut at 332 for 5758 and 334 for 5759, while Washington lists 324 and 325. Verify your own route; neither pair is a nationwide standard.
- Format source
- The current detailed 5757 study companion controls this edition. Some commerce summaries retained legacy ParaPro 90-question/150-minute language; that legacy structure is not used here.
- Role and eligibility
- The assessment is designed for prospective or current paraeducators supporting teachers. Passing an assessment does not by itself satisfy every employer, education, screening or local eligibility requirement.
Independent exam prep. Read the stated scope and confirm current admission or licensing requirements with the official provider.

United States / Education
Praxis PLT PreK-12 (5625)
A complete original 5625 study pack with classroom applications, two 100-question practice forms, flashcards and concise reference sheets.
Complete pack: 22 lessons · 200 practice-exam questions
66 chapter checks · 72 cards · 4 one-sheets
Inside the package
Study guide / 95 pagesTwo practice tests & explanations / 84 pages72 printable flashcards / 28 pagesFrom theory to classroom decision / one-sheetWhat does this score support? / one-sheetScore calculations without false conclusions / one-sheetProfessional judgment in four checks / one-sheetTry 3 sample flashcards ↗ Lessons & coverage
- Development and the learner behind the response
- Memory, metacognition and the construction of knowledge
- Behavior, reinforcement and learning from models
- Motivation, belonging and productive persistence
- Diverse learners, language and equitable access
- Exceptionalities, individualized support and disability law
- Classroom routines, behavior support and a safe learning climate
- Standards, curriculum and coherent instructional planning
- Learning objectives and the evidence they require
- Explicit instruction, modeling and gradual independence
- Inquiry, experience and complex thinking
- Grouping, discussion and shared responsibility
- Differentiation, access and purposeful technology
- Questioning, communication and responsive teaching
- Assessment purposes and instructional decisions
- Assessment design, rubrics and authentic performance
- Reliability, validity and fair interpretation
- Scores, data patterns and useful feedback
- Professional duties and student rights
- Families and community partnerships
- Research literacy and reflective improvement
- Collaboration, leadership and integrated decisions
The PDF includes a topic-by-topic exam coverage map and official references.
Exam & education requirements
- Exam identifier
- Praxis Principles of Learning and Teaching: PreK-12, code 5625. Confirm that this exact code is required by your state and route.
- Official format
- 100 selected-response questions in 120 minutes. ETS describes selecting one or more choices and notes that some questions may not count toward the score.
- Official content
- Students as Learners 31%; Instructional Process 30%; Assessment 20%; Professional Development, Leadership and Community 19%.
- Qualifying standard
- Requirements vary by licensing jurisdiction and route. Indiana lists 5625 for All Grades with a qualifying score of 157; that is an example, not a nationwide standard.
- Preparation context
- ETS describes typical examinees as having completed or nearly completed an undergraduate education program. This independent pack is not an approved teacher-preparation program or license.
- Source edition
- Official public sources checked October 14, 2026. This is an established test, not a newly launched examination.
Independent exam prep. Read the stated scope and confirm current admission or licensing requirements with the official provider.

Georgia / Real estate
Georgia Real Estate Salesperson
A Georgia-focused review edition combining national foundations with BRRETA, licensed practice, current rental protections, security deeds and closing calculations.
Complete pack: 22 lessons · 304 practice-exam questions
66 chapter checks · 72 cards · 4 one-sheets
Inside the package
Study guide / 97 pagesTwo practice tests & explanations / 125 pages72 printable flashcards / 29 pagesReal Estate Math: Choose the Base / one-sheetGeorgia BRRETA: Name the Relationship / one-sheetGeorgia Closing Costs: Three Different Bases / one-sheetGeorgia Practice: Authority, Money, Records / one-sheetTry 3 sample flashcards ↗ Lessons & coverage
- What real estate includes
- Descriptions, surveys and land-use controls
- Estates, co-ownership and leases
- Deeds, title evidence and lien priority
- Value, appraisal and investment analysis
- Contract formation and enforceability
- Performance, contingencies and remedies
- Agency duties and representation
- Brokerage, fair housing and risk management
- Property conditions and environmental disclosure
- Loans, security and borrower qualification
- Federal credit rules and closing
- A calculation method that survives new numbers
- Georgia licensing, education and Commission authority
- Georgia conduct, advertising and personal transactions
- Georgia trust accounts and transaction records
- BRRETA: clients, customers and brokerage relationships
- Georgia contracts, notices and negotiation
- Georgia property and community association management
- Georgia security deeds, loans and foreclosure
- Georgia attorney closings, title and settlement decisions
- Georgia transfer taxes, loan taxes and prorations
The PDF includes a topic-by-topic exam coverage map and official references.
Exam & education requirements
- Practice format
- Two original forms of 100 national and 52 Georgia questions. The current PSI bulletin sample score report supports these lengths; the Georgia outline allocates 16 laws/rules,21 practice and 15 finance/closing items.
- Practice timing
- 240 minutes total is a publisher rehearsal pace, divided 160 national/80 state for this workbook. Confirm official time and any separate-section administration with PSI.
- Passing standard
- The current official bulletin reviewed does not clearly verify a numerical cutoff. Confirm directly with PSI; this edition does not invent a 75%or 72%requirement.
- Education
- Generally 75 hours of approved salesperson prelicensing or a recognized alternative;25 hours of approved postlicense education in the first year. This guide awards no approved credit.
- Authority
- Active issuance and required broker affiliation are separate from examination success.
Independent exam prep. Read the stated scope and confirm current admission or licensing requirements with the official provider.

North Carolina / Real estate
North Carolina Provisional Broker
A national-and-state preparation pack for the North Carolina entry-level broker examination, with focused agency, trust-account, due-diligence and closing instruction.
Complete pack: 22 lessons · 280 practice-exam questions
66 chapter checks · 72 cards · 4 one-sheets
Inside the package
Study guide / 99 pagesTwo practice tests & explanations / 115 pages72 printable flashcards / 29 pagesReal Estate Math: Choose the Base / one-sheetNorth Carolina Agency: Start With the Relationship / one-sheetNorth Carolina Money: Identify the Owner / one-sheetNorth Carolina: Investigation to Closing / one-sheetTry 3 sample flashcards ↗ Lessons & coverage
- What real estate includes
- Descriptions, surveys and land-use controls
- Estates, co-ownership and leases
- Deeds, title evidence and lien priority
- Value, appraisal and investment analysis
- Contract formation and enforceability
- Performance, contingencies and remedies
- Agency duties and representation
- Brokerage, fair housing and risk management
- Property conditions and environmental disclosure
- Loans, security and borrower qualification
- Federal credit rules and closing
- A calculation method that survives new numbers
- North Carolina licensure and provisional status
- Agency disclosure, consent and the client relationship
- Dual agency, designated agency and conflicts
- Supervision, compensation and accountable files
- Trust money, advertising and material facts
- North Carolina taxes, insurance and transaction budgets
- Offers, due diligence and attorney-led closing
- Residential tenancies and tenant security deposits
- Ownership, disclosure and other North Carolina laws
The PDF includes a topic-by-topic exam coverage map and official references.
Exam & education requirements
- Format
- 80 scored national items and 60 scored state items; each official section adds 5 unscored pretest items.
- Time
- National 150 minutes; state 120 minutes, timed separately.
- Passing standard
- The official booklet states a passing score of 75 for each section, computed separately. Do not average the section scores.
- Qualification
- Generally a 75-hour approved Broker Prelicensing Course and school exam, application and character review, then the required licensing sections. Recognized alternative routes have separate conditions.
- License status
- The ordinary initial license is an inactive provisional broker license. Activate with required BIC supervision before practice; complete required postlicensing education.
Independent exam prep. Read the stated scope and confirm current admission or licensing requirements with the official provider.

Arizona / Real estate
Arizona Real Estate Salesperson
A complete national-and-Arizona review edition for the current two-section salesperson examination, with water, land, agency, advertising, escrow and foreclosure instruction.
Complete pack: 24 lessons · 280 practice-exam questions
72 chapter checks · 72 cards · 4 one-sheets
Inside the package
Study guide / 107 pagesTwo practice tests & explanations / 116 pages72 printable flashcards / 30 pagesReal Estate Math: Choose the Base / one-sheetArizona: Identify the Role Before the Message / one-sheetArizona Money: Receipt to Reconciliation / one-sheetArizona Land and Distress: Separate the Questions / one-sheetTry 3 sample flashcards ↗ Lessons & coverage
- What real estate includes
- Descriptions, surveys and land-use controls
- Estates, co-ownership and leases
- Deeds, title evidence and lien priority
- Value, appraisal and investment analysis
- Contract formation and enforceability
- Performance, contingencies and remedies
- Agency duties and representation
- Brokerage, fair housing and risk management
- Property conditions and environmental disclosure
- Loans, security and borrower qualification
- Federal credit rules and closing
- A calculation method that survives new numbers
- Arizona regulation, licensing and supervision
- Consumer protection, enforceable writings and homestead
- Arizona advertising and development promotions
- Arizona agency relationships and informed consent
- Arizona disclosure, conflicts and timely performance
- Arizona professional competencies and specialized property
- Reasonable care: water, land, environment and taxes
- Arizona employment agreements and purchase contracts
- Critical services: trust money, escrow, title and lending
- Arizona ownership, deeds and encumbrances
- Arizona foreclosure, short sales and deficiency analysis
The PDF includes a topic-by-topic exam coverage map and official references.
Exam & education requirements
- Current format
- 80 scored general/national items and 60 scored state-specific items. Each official section also includes five unscored pretest questions.
- Official time
- 150 minutes for the general section and 90 minutes for the Arizona section, timed separately.
- Passing standard
- 75% correct on each required section. The two section results are separate; these original practice scores are diagnostic only.
- Ordinary education route
- Approved 90-hour salesperson prelicensing and six-hour contract-writing course, plus required application documents. This independent review provides no approved course credit.
- Application and activation
- Apply within one year of passing the required examinations. License issuance, active status and broker affiliation remain separate from passing.
Independent exam prep. Read the stated scope and confirm current admission or licensing requirements with the official provider.

California / Property & casualty insurance
California Property & Casualty
Personal and commercial coverage, California licensing and claims, wildfire and earthquake, auto, workers compensation and pet insurance, with original practice and retrieval tools.
Complete pack: 25 lessons · 300 practice-exam questions
75 chapter checks · 72 cards · 4 one-sheets
Inside the package
Study guide / 101 pagesTwo practice tests & explanations / 122 pages72 printable flashcards / 29 pagesProperty loss: calculate in order / one-sheetLiability: trigger, people, damage, limit / one-sheetCalifornia claims: name the trigger / one-sheetCalifornia homes: four separate decisions / one-sheetTry 3 sample flashcards ↗ Lessons & coverage
- Risk, loss and the purpose of insurance
- Contracts, applications and information rights
- Valuation, deductibles and insurance-to-value
- Property and liability claim conditions
- Dwelling forms and rental-property exposures
- Homeowners property coverage and form choices
- Personal liability, medical payments and endorsements
- Commercial property, package policies and builders risk
- Business income, extra expense, equipment breakdown and BOP
- Inland marine, farm, mobile-home and watercraft protection
- Flood, earthquake, windstorm and catastrophe gaps
- Negligence, legal responsibility and damages
- Commercial general liability
- Personal auto coverage and limits
- Business auto, dealers and mobile equipment
- Workers compensation and employers liability fundamentals
- Crime coverage, fidelity and surety bonds
- Professional, cyber, liquor, umbrella and terrorism coverage
- California licensing, capacity and continuing duties
- California ethics, underwriting and fiduciary handling
- California fair claims and the claim timeline
- California automobile law and coverage choices
- California residential protection, wildfire and earthquake
- California workers compensation and employment exposures
- California special markets, insolvency and pet insurance
The PDF includes a topic-by-topic exam coverage map and official references.
Exam & education requirements
- Official examination
- Property and Casualty combined producer examination; apply for both lines as appropriate.
- Format and time
- 150 questions; 3 hours. Producer passing standard: 60 percent.
- 2026 education change
- Former line-specific prelicensing hours were repealed. Approved 12-hour ethics and California Insurance Code education remains required for license issuance.
- Authority
- Licensing, background review and applicable appointment or broker-bond filings remain separate from passing the examination.
Independent exam prep. Read the stated scope and confirm current admission or licensing requirements with the official provider.

Florida / Property & casualty insurance
Florida General Lines 2-20
A full general-lines review with national P&C foundations, Florida auto and hurricane rules, property claims, workers compensation, residual markets and the health topics included in 2-20.
Complete pack: 34 lessons · 320 practice-exam questions
103 chapter checks · 72 cards · 4 one-sheets
Inside the package
Study guide / 153 pagesTwo practice tests & explanations / 134 pages72 printable flashcards / 34 pagesProperty loss: calculate in order / one-sheetFlorida hurricane deductible / one-sheetFlorida auto: separate the benefits / one-sheetHealth Costs: Do the Steps in Order / one-sheetTry 3 sample flashcards ↗ Lessons & coverage
- Risk, loss and the purpose of insurance
- Contracts, applications and information rights
- Valuation, deductibles and insurance-to-value
- Property and liability claim conditions
- Dwelling forms and rental-property exposures
- Homeowners property coverage and form choices
- Personal liability, medical payments and endorsements
- Commercial property, package policies and builders risk
- Business income, extra expense, equipment breakdown and BOP
- Inland marine, farm, mobile-home and watercraft protection
- Flood, earthquake, windstorm and catastrophe gaps
- Negligence, legal responsibility and damages
- Commercial general liability
- Personal auto coverage and limits
- Business auto, dealers and mobile equipment
- Workers compensation and employers liability fundamentals
- Crime coverage, fidelity and surety bonds
- Professional, cyber, liquor, umbrella and terrorism coverage
- Florida regulation, licensing and appointments
- Florida producer conduct, premium funds and consumer protection
- Florida auto: PIP, liability and uninsured motorists
- Florida property: hurricane, flood and ground movement
- Florida property claims, cancellation and premium finance
- Florida workers compensation, residual markets and placement
- Medical-expense coverage and health-plan structures
- Health-policy provisions, renewability and claims
- Disability-income insurance and business protection
- Group coverage, continuation and coordination
- Medicare, Medicaid and Social Security
- Long-term care and Medicare supplement coverage
- Health underwriting, federal protections and savings arrangements
- Florida health contracts, claims and informed marketing
- Florida group health, networks and small-employer coverage
- Florida Medicare supplement and long-term care protections
The PDF includes a topic-by-topic exam coverage map and official references.
Exam & education requirements
- Official examination
- Florida Agent’s General Lines Insurance, resident license 2-20.
- Format and time
- 160 scored questions plus 15 pretest questions; 3-hour time limit.
- Passing standard
- The Florida handbook identifies 70 as the passing score. Publisher raw practice results are study measures, not a validated conversion to official performance.
- Ordinary education route
- 200-hour approved property and casualty course within four years; specified experience, conversion, designation and transfer alternatives have their own conditions.
- Scope
- General Lines includes property, casualty, surety, marine, health and miscellaneous lines; it is not a life/annuity license.
- Registration
- Current DFS guidance requires new examination reservations at a physical test center. Passing scores are ordinarily valid for one year; five attempts maximum for the same exam type in twelve months.
Independent exam prep. Read the stated scope and confirm current admission or licensing requirements with the official provider.

New York / Life & health insurance
New York Life, Accident & Health
A complete combined review of life policies, annuities, health and disability coverage, settlements, Medicare, long-term care and New York licensing and consumer protections.
Complete pack: 22 lessons · 300 practice-exam questions
68 chapter checks · 72 cards · 4 one-sheets
Inside the package
Study guide / 113 pagesTwo practice tests & explanations / 125 pages72 printable flashcards / 32 pagesHealth Costs: Do the Steps in Order / one-sheetLife Policies: Read the Guarantee / one-sheetNew York: keep the clocks separate / one-sheetNew York: four coverage questions / one-sheetTry 3 sample flashcards ↗ Lessons & coverage
- Risk, insurance contracts and the producer's role
- Applications, underwriting and delivery
- Term and whole-life policy design
- Universal, indexed and variable life insurance
- Ownership, beneficiaries and life-policy provisions
- Riders, nonforfeiture, dividends and settlement choices
- Annuities, payout choices and guarantees
- Business insurance, retirement arrangements and federal tax
- Medical-expense coverage and health-plan structures
- Health-policy provisions, renewability and claims
- Disability-income insurance and business protection
- Group coverage, continuation and coordination
- Medicare, Medicaid and Social Security
- Long-term care and Medicare supplement coverage
- Health underwriting, federal protections and savings arrangements
- New York licensing, appointments and professional conduct
- New York life-policy rights, replacement and best interest
- Life settlements and retirement-plan decisions
- New York health contracts, claims and access to care
- New York group health, continuation and young-adult coverage
- New York statutory disability and Paid Family Leave
- New York Medigap, long-term care and special needs
The PDF includes a topic-by-topic exam coverage map and official references.
Exam & education requirements
- Official examination
- New York Life, Accident and Health Insurance Agent, Series 17-55.
- Format and time
- 150 examination items; 150-minute time limit. The bulletin states examinations may include 5-10 additional experimental items that do not affect the score.
- Passing standard
- The current PSI bulletin states 70 percent correct is required. Practice results are study measures, not a validated prediction of official performance.
- Ordinary education route
- 40 hours of approved combined prelicensing education, subject to applicable waivers and alternative qualifications.
- Application timing
- Ordinarily apply for the license within two years after passing. Passing alone does not authorize sales.
- Source vintage
- The currently linked PSI bulletin carries an April 28, 2023 revision date. This edition checks it together with current New York law and DFS guidance on October 14, 2026.
Independent exam prep. Read the stated scope and confirm current admission or licensing requirements with the official provider.

Nationwide / Nursing entrance
TEAS 7 Science: Systems, Cells & Evidence
A complete Science-section foundation with 24 connected lessons, worked examples, two original 50-item forms, 72 flashcards and four concise reference sheets.
Complete pack: 24 lessons · 100 practice-exam questions
96 chapter checks · 72 cards · 4 one-sheets
Inside the package
Study guide / 110 pagesTwo practice tests & explanations / 45 pages72 printable flashcards / 27 pagesBody Systems & Feedback / one-sheetCells, Genes & Inheritance / one-sheetChemistry: Structure, Amount & Change / one-sheetScientific Reasoning: Design to Conclusion / one-sheetTry 3 sample flashcards ↗ Lessons & coverage
- Organization, anatomical language and homeostasis
- Cells, membranes and transport
- Bones, joints and muscle contraction
- Nervous signaling and sensory pathways
- Endocrine coordination and hormone feedback
- Cardiovascular flow, exchange and blood
- Respiration, ventilation and gas exchange
- Digestion, absorption and nutrient processing
- Kidneys, filtration and fluid balance
- Reproduction, meiosis and development
- Lymphatic return, immunity and defense
- Skin, barriers and temperature regulation
- Biological molecules, enzymes and energy
- DNA, RNA and gene expression
- Cell division, inheritance and probability
- Microorganisms, populations and biological change
- Atoms, ions and the periodic table
- Bonds, reactions and conservation
- Matter, phase changes and gas relationships
- Solutions, concentration, acids and bases
- Measurement, units and scientific tools
- Experimental design, controls and variables
- Tables, graphs, variation and probability
- Scientific explanations, evidence and integrated reasoning
The PDF includes a topic-by-topic exam coverage map and official references.
Exam & education requirements
- Official Science section
- 50 questions in 60 minutes: 44 scored and 6 unscored.
- Scored categories
- Human anatomy/physiology 18; biology 9; chemistry 8; scientific reasoning 9.
- Response formats
- ATI uses multiple choice, multiple select, fill-in-the-blank, ordered response and hotspots. This printable companion uses single-answer questions.
- Admission
- Programs set their own requirements. This Science-only companion does not cover the other three TEAS sections or predict an admission result.
Independent exam prep. Read the stated scope and confirm current admission or licensing requirements with the official provider.

Nationwide / Military aptitude
ASVAB AFQT Foundations
A four-subject foundation course with connected math lessons, original reading and vocabulary practice, two fixed practice forms, flashcards and quick-reference sheets.
Complete pack: 24 lessons · 110 practice-exam questions
92 chapter checks · 72 cards · 4 one-sheets
Inside the package
Study guide / 99 pagesTwo practice tests & explanations / 53 pages72 printable flashcards / 27 pagesWord Problems: Quantity Before Calculation / one-sheetAlgebra & Geometry: Keep Relationships Intact / one-sheetVocabulary: Meaning, Context & Precision / one-sheetReading Evidence & AFQT Practice Scores / one-sheetTry 3 sample flashcards ↗ Lessons & coverage
- Read the quantity before calculating
- Ratios, proportions, and scale
- Percentages and the correct base
- Rates and compatible units
- Represent the unknown
- Measurement in practical problems
- Totals, averages, and unit cost
- Plan, estimate, and interpret
- Numbers, fractions, and sensible calculation
- Ratios, percentages, and unit rates
- Linear equations and inequalities
- Expressions, polynomials, and simple quadratics
- Functions, graphs, and changing quantities
- Geometry, measurement, and units
- Data, averages, and probability
- Modeling and checking a complete solution
- Read for meaning and exact detail
- Test inferences and arguments
- Notice craft, context, and perspective
- Combine texts, tables, and qualifications
- Word meanings, synonyms and shades of meaning
- Prefixes, roots and suffixes
- Context clues, contrasts and multiple meanings
- Verbal accuracy and four-subtest integration
The PDF includes a topic-by-topic exam coverage map and official references.
Exam & education requirements
- Scope
- The AFQT uses AR, MK, WK and PC. This guide covers these four subjects, not all ASVAB subtests.
- Scored-only CAT practice
- AR: 15 questions / 55 minutes; WK: 15 / 9; PC: 10 / 27; MK: 15 / 31. Official tryout items can add questions and time.
- Tools
- No calculator. Actual test instructions control.
- Score meaning
- Fixed workbook accuracy is not an official AFQT percentile or a guarantee of military qualification.
Independent exam prep. Read the stated scope and confirm current admission or licensing requirements with the official provider.

Nationwide / Commercial driving
CDL Class A: Written Knowledge Foundations
A 24-lesson national written-knowledge foundation with original parallel practice forms, explained decisions, 72 flashcards and four working reference sheets.
Complete pack: 24 lessons · 190 practice-exam questions
72 chapter checks · 72 cards · 4 one-sheets
Inside the package
Study guide / 90 pagesTwo practice tests & explanations / 82 pages72 printable flashcards / 28 pagesSpace, Speed & Stopping / one-sheetAir Brakes: Match the Check to the Setup / one-sheetCoupling & Uncoupling: Verify Support and Lock / one-sheetCargo, Clocks & Readiness / one-sheetTry 3 sample flashcards ↗ Lessons & coverage
- Class A knowledge, permits and training boundaries
- A systematic vehicle inspection
- Tires, wheels, steering and suspension
- Basic control, shifting and safe backing
- Seeing, signaling and hazard recognition
- Speed, stopping distance and space
- Rain, ice, wind and extreme temperatures
- Night driving, fatigue and driver readiness
- Railroad crossings and mountain grades
- Emergency control, skids and tire failure
- Cargo securement and inspection intervals
- Weight, balance and stability
- Duty clocks, rest and trip records
- Alcohol, drugs, distraction and professional judgment
- Crashes, fires and hazardous-material awareness
- Route planning, clearances and integrated decisions
- Air-brake components and normal operation
- Air-system inspection and pressure tests
- Service braking, ABS and downhill heat
- Low-air emergencies, parking and stored energy
- Combination dynamics, offtracking and rollover
- Coupling: alignment, height and positive connection
- Uncoupling, landing gear and trailer support
- Combination air lines, protection and final checks
The PDF includes a topic-by-topic exam coverage map and official references.
Exam & education requirements
- Scope
- Class A written foundations: General Knowledge, Air Brakes and Combination Vehicles. State administrative rules and additional endorsements require separate study.
- Official knowledge standard
- Federal minimum: at least 80% correct on each knowledge test. Actual state lengths and time allowances vary.
- This practice format
- Each form has 50 General Knowledge, 25 Air Brakes and 20 Combination questions. Suggested 60/30/25-minute blocks are publisher choices.
- Training boundary
- This guide is not a registered ELDT course, does not report completion to the Training Provider Registry and does not replace supervised vehicle training or skills tests.
- Numeric examples
- Air-check numbers are explicitly tied to the Oregon public-manual example and manufacturer conditions. Verify the current manual and vehicle used for your state test.
Independent exam prep. Read the stated scope and confirm current admission or licensing requirements with the official provider.

New York / Real estate
New York Real Estate Salesperson
A substantial New York review edition with taught lessons, original practice, source-linked state rules, flashcards, and concise application sheets.
Complete pack: 24 lessons · 150 practice-exam questions
81 chapter checks · 72 cards · 4 one-sheets
Inside the package
Study guide / 120 pagesTwo practice tests & explanations / 66 pages72 printable flashcards / 30 pagesReal Estate Math: Choose the Base / one-sheetWho Owes What in a Transaction? / one-sheetNew York Disclosure Map / one-sheetNew York Rental and Building Review / one-sheetTry 3 sample flashcards ↗ Lessons & coverage
- New York licensing, broker supervision, and accountable practice
- Agency authority, fiduciary duties, and conflicting interests
- New York agency disclosures, brokerage agreements, and compensation
- Property rights, estates, ownership, and land descriptions
- Easements, encumbrances, liens, and priority
- Deeds, recording, title evidence, and ownership transfer
- Closing accounts, prorations, transfer taxes, and cash to close
- Contracts, contingencies, remedies, and lawful document preparation
- Leases, tenant protections, and New York City rental fees
- Mortgage finance, loan programs, and New York foreclosure
- Land use, municipal powers, and environmental review
- Construction, building systems, and inspection reasoning
- Environmental conditions and current New York property disclosure
- Valuation, market analysis, comparable sales, and cost
- Fair housing, human rights, accessibility, and professional bias
- Real estate mathematics: choose the base before calculating
- Property insurance and licensee safety
- New York property taxes, assessments, exemptions, and review
- Condominiums, cooperatives, and offering-plan due diligence
- Commercial investment, income analysis, and leverage
- Commercial leases, due diligence, and transaction protections
- Income-tax fundamentals for ownership and investment
- Consumer mortgage rules, settlement disclosures, and mortgage brokerage
- Property management, budgets, records, and owner reporting
The PDF includes a topic-by-topic exam coverage map and official references.
Exam & education requirements
- Official exam
- New York Department of State real estate salesperson written examination.
- Format
- Multiple choice based on the 77-hour curriculum. This edition uses two editorial 75-question practice forms; the official public pages reviewed did not verify a question count.
- Time
- Official examination: 90 minutes after instructions. Practice forms use the same time.
- Passing standard
- DOS reports pass/fail rather than numerical scores. A numerical cutoff was not verified in the official public guidance reviewed; practice scores are learning indicators.
- Required education
- 77 hours of DOS-approved qualifying education and the school-proctored examination, subject to approved waiver rules. This publication awards no education credit.
- License eligibility
- At least 18, qualifying education and examination, application, and sponsorship by a licensed New York broker. Passing exam results are valid for two years.
Independent exam prep. Read the stated scope and confirm current admission or licensing requirements with the official provider.

Nationwide / HVAC & refrigeration
EPA Section 608 Universal Technician Certification
A detailed refrigerant-handling course of study with equipment-specific lessons, current federal rules, original practice, flashcards and working reference sheets.
Complete pack: 22 lessons · 200 practice-exam questions
66 chapter checks · 72 cards · 4 one-sheets
Inside the package
Study guide / 105 pagesTwo practice tests & explanations / 90 pages72 printable flashcards / 29 pagesChoose the Recovery Endpoint / one-sheet608 or AIM: Choose the Leak Rule / one-sheetLow-Pressure Chiller Reasoning / one-sheetPressure, Temperature & Cylinder Math / one-sheetTry 3 sample flashcards ↗ Lessons & coverage
- Certification scope and the rule hierarchy
- Ozone, climate and refrigerant transitions
- Following the refrigeration cycle
- Pressure, temperature and measurement logic
- Refrigerants, blends and lubricants
- Recover, recycle, reclaim and prevent releases
- Recovery cylinders, weight and transportation
- Safety decisions before connecting a hose
- Leak detection and dehydration
- Type I classification and required recovery
- Type I recovery methods and access
- Type I contamination, disposal and practical decisions
- Type II equipment and operating diagnosis
- Type II recovery levels and repair exceptions
- The Section 608 ODS leak-repair program
- The 2026 AIM Act leak rules and changing industry
- Type III chillers and inward leakage
- Type III leak testing and pressure protection
- Type III recovery and water-freezing protection
- Type III charging and nonmajor service
- Calculations and integrated rule selection
- Records, disposal and exam readiness
The PDF includes a topic-by-topic exam coverage map and official references.
Exam & education requirements
- Official structure
- Universal: four sections of 25 questions, 100 total: Core, Type I, Type II and Type III.
- Passing standard
- At least 70% in EACH closed-book section; ESCO requires 18 correct out of 25. A high total does not offset a failed section.
- Administration
- Closed-book and proctored, in person or through an approved remote program. Only provider-authorized references may be used.
- Timing
- Confirm the selected certifying organization's time allowance. Our four 30-minute practice blocks are publisher-selected pacing, not a universal EPA time limit.
- Type I alternative
- Mail-in/open-book Type I uses an 84% standard. Its open-book Core/Type I results cannot be used for Universal; take the required proctored sections.
- Eligibility and duration
- No federal prerequisite course or degree is specified for this exam. Section 608 certification does not expire. Practical work also requires appropriate training, supervision and any applicable local credentials.
Independent exam prep. Read the stated scope and confirm current admission or licensing requirements with the official provider.

Texas / Property & casualty insurance
Texas Property & Casualty
An original review edition covering property, liability, personal and commercial policies, workers compensation and Texas insurance law, with worked applications and two full scored-length practice forms.
Complete pack: 24 lessons · 260 practice-exam questions
72 chapter checks · 72 cards · 4 one-sheets
Inside the package
Study guide / 113 pagesTwo practice tests & explanations / 109 pages72 printable flashcards / 31 pagesProperty loss: calculate in order / one-sheetLiability: trigger, people, damage, limit / one-sheetTexas auto and policy notices / one-sheetTexas claims and market map / one-sheetTry 3 sample flashcards ↗ Lessons & coverage
- Risk, loss and the purpose of insurance
- Contracts, applications and information rights
- Valuation, deductibles and insurance-to-value
- Property and liability claim conditions
- Dwelling forms and rental-property exposures
- Homeowners property coverage and form choices
- Personal liability, medical payments and endorsements
- Commercial property, package policies and builders risk
- Business income, extra expense, equipment breakdown and BOP
- Inland marine, farm, mobile-home and watercraft protection
- Flood, earthquake, windstorm and catastrophe gaps
- Negligence, legal responsibility and damages
- Commercial general liability
- Personal auto coverage and limits
- Business auto, dealers and mobile equipment
- Workers compensation and employers liability fundamentals
- Crime coverage, fidelity and surety bonds
- Professional, cyber, liquor, umbrella and terrorism coverage
- Texas regulator, insurer status and producer licensing
- Texas conduct, underwriting and claim handling
- Texas auto law, PIP, UM/UIM and residual markets
- Texas home insurance, FAIR, TWIA and fire-loss rules
- Texas workers compensation coverage and benefits
- Texas surplus lines, rate regulation, guaranty protection and JUA
The PDF includes a topic-by-topic exam coverage map and official references.
Exam & education requirements
- Official examination
- General Lines - Property & Casualty. Select the exact title in the current Pearson booking system.
- Format
- 130 scored questions: 100 general and 30 Texas. The actual exam adds 15 unscored pretest questions (10 general and 5 Texas).
- Time
- One combined 150-minute examination; general and Texas items are not separately timed.
- Passing standard
- Scaled score of 70. This is not a fixed raw 70% correct rule.
- Entry route
- Ordinary permanent license: pass exam, complete applicable fingerprint/background process and apply within one year. TDI lists no mandatory prelicensing-hour course for this route.
- Fees checked
- $49 examination; $50 permanent-license application. Confirm current fees and eligibility before booking.
Independent exam prep. Read the stated scope and confirm current admission or licensing requirements with the official provider.

Texas / Life insurance
Texas Life Agent
A focused Texas Life Agent course with life-policy comparisons, underwriting, annuities, retirement and tax concepts, state-law timelines, and two explained practice exams.
Complete pack: 18 lessons · 160 practice-exam questions
55 chapter checks · 72 cards · 4 one-sheets
Inside the package
Study guide / 87 pagesTwo practice tests & explanations / 72 pages72 printable flashcards / 31 pagesLife Policies: Read the Guarantee / one-sheetTexas: authority before the sale / one-sheetLife Insurance: Separate the Clocks / one-sheetLife & Annuity Tax: Follow the Payment / one-sheetTry 3 sample flashcards ↗ Lessons & coverage
- Risk, contracts and the producer
- Applications, evidence and underwriting
- Receipts, delivery, privacy and anti-money laundering
- Term insurance and the duration of a need
- Whole life, premium schedules and guarantees
- Universal, indexed and variable life
- Ownership and beneficiary decisions
- Policy provisions, assignments and loans
- Life-policy riders and living benefits
- Nonforfeiture, dividends, settlements and life settlements
- Annuity designs and accumulation
- Annuity income, liquidity and exchanges
- Business needs and retirement arrangements
- Life taxation, group protection and Social Security
- Texas licensing, authority and continuing duties
- Texas marketing, claims conduct and insolvency protection
- Texas life provisions, group conversion and credit life
- Texas replacement and annuity recommendations
The PDF includes a topic-by-topic exam coverage map and official references.
Exam & education requirements
- Official examination
- Life Agent, InsTX-Life01 (English); this is a different examination from General Lines - Life, Accident & Health.
- Format
- 80 scored questions: 50 general knowledge and 30 Texas law. The official examination adds five general and five state pretest questions, for 90 delivered items.
- Time
- 120 minutes for the combined examination. The two practice forms each contain 80 scored-length items and exclude the ten official pretest items.
- Passing standard
- Scaled score of 70; it does not mean precisely 70% of raw answers. Our raw practice scores are not equated to the official scale.
- Ordinary permanent route
- Pass the examination, complete applicable fingerprint/background requirements and apply within one year of passing. TDI does not list a mandatory prelicensing-hour course for this route. A temporary license has separate sponsor-training requirements.
- Fees checked October 2026
- $39 examination fee and $50 permanent-license application fee; other services can have separate charges. Confirm current fees before booking.
Independent exam prep. Read the stated scope and confirm current admission or licensing requirements with the official provider.

California / Real estate
California Real Estate Salesperson
A California-specific course of study with property, agency, valuation, finance, transfer, practice, and contract lessons, original examinations, and review tools.
Complete pack: 24 lessons · 300 practice-exam questions
72 chapter checks · 72 cards · 4 one-sheets
Inside the package
Study guide / 108 pagesTwo practice tests & explanations / 120 pages72 printable flashcards / 28 pagesReal Estate Math: Choose the Base / one-sheetWho Owes What in a Transaction? / one-sheetCalifornia buyer and disclosure timing / one-sheetCalifornia trust funds and rental accounting / one-sheetTry 3 sample flashcards ↗ Lessons & coverage
- Real property, personal property, and the rights being sold
- Estates, co-ownership, and legal descriptions
- Encumbrances, easements, liens, and priority
- Public land-use controls, private restrictions, and environmental risk
- Agency: who represents whom, and how the relationship begins
- Fiduciary duties, disclosure, conflicts, and termination
- Brokerage employment, compensation, and responsible supervision
- Contract formation, enforceability, and remedies
- Listings and California buyer representation agreements
- Purchase agreements, contingencies, options, and leasing contracts
- Value, market behavior, and the appraisal process
- Sales comparison, cost, and depreciation
- Income property, capitalization, and investment mathematics
- Loans, repayment structures, and sources of financing
- Notes, deeds of trust, default, and foreclosure
- Credit regulation, settlement disclosures, and loan originators
- Deeds, title evidence, recording, and ownership transfer
- Escrow, closing statements, prorations, and cash to close
- Property taxes, income-tax concepts, and special transfers
- California disclosures, inspections, and material facts
- Fair housing, accessible service, and working with diverse clients
- Trust funds: receipt, deposits, ledgers, and reconciliation
- Licensing, advertising, records, discipline, and digital practice
- Property management, commercial property, and specialty practice
The PDF includes a topic-by-topic exam coverage map and official references.
Exam & education requirements
- Official exam
- California DRE Real Estate Salesperson Examination
- Format
- 150 multiple-choice questions with four choices; one integrated examination.
- Time
- 3 hours.
- Passing standard
- At least 70 percent correct (105 of 150). A practice score is not a validated prediction.
- Required education
- Three qualifying college-level courses: Real Estate Principles, Real Estate Practice, and one approved elective; DRE-approved private-school courses are at least 45 hours each. Statutory exemptions may apply. This independent guide provides no course credit.
Independent exam prep. Read the stated scope and confirm current admission or licensing requirements with the official provider.

Texas / Real estate
Texas Real Estate Sales Agent
A structured review course with national concepts, Texas transaction rules, worked calculations and two separately timed practice examinations.
Complete pack: 20 lessons · 240 practice-exam questions
60 chapter checks · 72 cards · 4 one-sheets
Inside the package
Study guide / 99 pagesTwo practice tests & explanations / 100 pages72 printable flashcards / 29 pagesReal Estate Math: Choose the Base / one-sheetWho Owes What in a Transaction? / one-sheetTexas contract clocks / one-sheetTexas agency decisions / one-sheetTry 3 sample flashcards ↗ Lessons & coverage
- What real estate includes
- Descriptions, surveys and land-use controls
- Estates, co-ownership and leases
- Deeds, title evidence and lien priority
- Value, appraisal and investment analysis
- Contract formation and enforceability
- Performance, contingencies and remedies
- Agency duties and representation
- Brokerage, fair housing and risk management
- Property conditions and environmental disclosure
- Loans, security and borrower qualification
- Federal credit rules and closing
- A calculation method that survives new numbers
- TREC authority and the sales-agent license
- Texas conduct, trust money and advertising
- Texas representation after the 2026 changes
- The Texas resale contract: money, title and performance
- Financing addenda, condition and Texas disclosure choices
- Texas marital property, homestead and consumer protection
- Texas leases, foreclosure and special transaction risks
The PDF includes a topic-by-topic exam coverage map and official references.
Exam & education requirements
- Official exam
- Texas Sales Agent: National and State Law portions, Pearson VUE
- Format
- National:80 scored plus 5 pretest. State:40 scored plus 10 pretest.
- Time
- National 150 minutes; state 90 minutes.
- Passing standard
- 56 of 80 national and 28 of 40 state scored items correct.
- Required education
- 180 hours of TREC-approved qualifying education; this independent guide does not award that credit.
Independent exam prep. Read the stated scope and confirm current admission or licensing requirements with the official provider.

Florida / Real estate
Florida Real Estate Sales Associate
A Florida-focused course of study covering the 19 official exam areas, transaction reasoning, state law, real-estate math and two original scored-length practice exams.
Complete pack: 19 lessons · 200 practice-exam questions
57 chapter checks · 72 cards · 4 one-sheets
Inside the package
Study guide / 94 pagesTwo practice tests & explanations / 84 pages72 printable flashcards / 28 pagesReal Estate Math: Choose the Base / one-sheetWho Owes What in a Transaction? / one-sheetFlorida escrow: follow the right clock / one-sheetFlorida relationships and disclosure / one-sheetTry 3 sample flashcards ↗ Lessons & coverage
- The real estate business
- Licensing, qualifications and license status
- FREC, DBPR and the regulatory process
- Brokerage relationships and disclosure duties
- Brokerage operations, escrow and compensation
- Violations, discipline and the Recovery Fund
- Fair housing, consumer law and residential rentals
- Property rights, estates and shared ownership
- Title, deeds, liens and ownership restrictions
- Legal descriptions and land measurements
- Contracts, negotiation and required disclosures
- Residential mortgages and borrower qualification
- Mortgage markets, loan structures and financing cost
- Closing statements and real-estate mathematics
- Markets, supply and demand
- Appraisal and the three approaches to value
- Investment analysis and business opportunities
- Property taxes and federal tax concepts
- Planning, zoning and land-use decisions
The PDF includes a topic-by-topic exam coverage map and official references.
Exam & education requirements
- Official exam
- Florida Real Estate Sales Associate Examination
- Format
- 100 multiple-choice questions; DBPR may pilot unscored items as explained in its booklet.
- Time
- 3 hours 30 minutes
- Passing standard
- 75 points or higher on the official 100-point scale
- Required education
- Normally an approved 63-hour prelicensing course; statutory exemptions and other eligibility requirements may apply.
Independent exam prep. Read the stated scope and confirm current admission or licensing requirements with the official provider.

California / Life & health insurance
California Life, Accident & Health Insurance
A California-focused course of study joining life and health fundamentals with current licensing, conduct, annuity, senior, and health-coverage rules. Original practice and review tools accompany the teaching.
Complete pack: 22 lessons · 300 practice-exam questions
68 chapter checks · 72 cards · 4 one-sheets
Inside the package
Study guide / 117 pagesTwo practice tests & explanations / 129 pages72 printable flashcards / 32 pagesHealth Costs: Do the Steps in Order / one-sheetLife Policies: Read the Guarantee / one-sheetCalifornia licensing and policy clocks / one-sheetA defensible California annuity recommendation / one-sheetTry 3 sample flashcards ↗ Lessons & coverage
- Risk, insurance contracts and the producer's role
- Applications, underwriting and delivery
- Term and whole-life policy design
- Universal, indexed and variable life insurance
- Ownership, beneficiaries and life-policy provisions
- Riders, nonforfeiture, dividends and settlement choices
- Annuities, payout choices and guarantees
- Business insurance, retirement arrangements and federal tax
- Medical-expense coverage and health-plan structures
- Health-policy provisions, renewability and claims
- Disability-income insurance and business protection
- Group coverage, continuation and coordination
- Medicare, Medicaid and Social Security
- Long-term care and Medicare supplement coverage
- Health underwriting, federal protections and savings arrangements
- California licensing, authority, and the 2026 education changes
- California insurance contract rules and the statutory vocabulary
- Producer conduct, money, privacy, and fair claims handling
- California life policies, replacement, and senior protections
- California annuity best interest and specialized product training
- California health coverage, group markets, and continuation
- California Medicare supplements and long-term-care safeguards
The PDF includes a topic-by-topic exam coverage map and official references.
Exam & education requirements
- Official combined exam
- Life, Accident & Health or Sickness: 150 questions, three hours, 60% passing standard.
- Separate exams
- Life: 75 questions/90 minutes. Accident & Health or Sickness: 75 questions/90 minutes. Each has a 60% passing standard.
- 2026 education change
- AB 943 removed the 20-hour product prelicensing requirement effective January 1, 2026. The approved 12-hour ethics/code course remains required before issuance, not before scheduling or taking the exam.
- Guide status
- Independent review edition. No approved prelicensing or continuing-education credit; no pass guarantee or regulator endorsement.
Independent exam prep. Read the stated scope and confirm current admission or licensing requirements with the official provider.

Texas / Life & health insurance
Texas Life, Accident, Health & HMO
A complete general-lines review edition combining life and health fundamentals with current Texas licensing, replacement, annuity, health and HMO law.
Complete pack: 22 lessons · 260 practice-exam questions
68 chapter checks · 72 cards · 4 one-sheets
Inside the package
Study guide / 120 pagesTwo practice tests & explanations / 112 pages72 printable flashcards / 33 pagesHealth Costs: Do the Steps in Order / one-sheetLife Policies: Read the Guarantee / one-sheetTexas: authority before the sale / one-sheetTexas: choose the right policy clock / one-sheetTry 3 sample flashcards ↗ Lessons & coverage
- Risk, insurance contracts and the producer's role
- Applications, underwriting and delivery
- Term and whole-life policy design
- Universal, indexed and variable life insurance
- Ownership, beneficiaries and life-policy provisions
- Riders, nonforfeiture, dividends and settlement choices
- Annuities, payout choices and guarantees
- Business insurance, retirement arrangements and federal tax
- Medical-expense coverage and health-plan structures
- Health-policy provisions, renewability and claims
- Disability-income insurance and business protection
- Group coverage, continuation and coordination
- Medicare, Medicaid and Social Security
- Long-term care and Medicare supplement coverage
- Health underwriting, federal protections and savings arrangements
- Texas insurance authority, licensing and continuing duties
- Texas marketing, claims conduct and insolvency protection
- Texas life provisions, group conversion and credit protection
- Texas replacement and annuity recommendations
- Texas health provisions, newborns and underwriting protections
- Texas HMO coverage, networks and member rights
- Texas small-group, Medigap and long-term care decisions
The PDF includes a topic-by-topic exam coverage map and official references.
Exam & education requirements
- Official examination
- General Lines - Life, Accident & Health, InsTX-LAH 05; license includes HMO.
- Format
- 130 scored questions plus 15 unscored pretest items: 100 general scored and 30 Texas scored.
- Time
- One combined 150-minute examination; the general and state domains are not separately timed.
- Passing standard
- Scaled score of 70. This is not a statement that exactly 70% of raw questions must be correct.
- Entry requirements
- Ordinary permanent route: pass the exam, complete required fingerprints/background process and apply within one year of passing. TDI lists no mandatory prelicensing-hour course for this route.
- Fees at research date
- $49 examination fee and $50 permanent-license application fee; verify before registration.
Independent exam prep. Read the stated scope and confirm current admission or licensing requirements with the official provider.

Florida / Life & health insurance
Florida Health and Life Insurance 2-15
Life, annuity and health foundations with Florida licensing law, state-specific provisions and two original scored-length practice examinations.
Complete pack: 22 lessons · 300 practice-exam questions
68 chapter checks · 72 cards · 4 one-sheets
Inside the package
Study guide / 119 pagesTwo practice tests & explanations / 130 pages72 printable flashcards / 32 pagesHealth Costs: Do the Steps in Order / one-sheetLife Policies: Read the Guarantee / one-sheetFlorida policy clocks / one-sheetFlorida annuity and replacement decisions / one-sheetTry 3 sample flashcards ↗ Lessons & coverage
- Risk, insurance contracts and the producer's role
- Applications, underwriting and delivery
- Term and whole-life policy design
- Universal, indexed and variable life insurance
- Ownership, beneficiaries and life-policy provisions
- Riders, nonforfeiture, dividends and settlement choices
- Annuities, payout choices and guarantees
- Business insurance, retirement arrangements and federal tax
- Medical-expense coverage and health-plan structures
- Health-policy provisions, renewability and claims
- Disability-income insurance and business protection
- Group coverage, continuation and coordination
- Medicare, Medicaid and Social Security
- Long-term care and Medicare supplement coverage
- Health underwriting, federal protections and savings arrangements
- Florida regulation, licensing and appointments
- Florida producer conduct, premium funds and consumer protection
- Florida life contracts, beneficiaries and group protections
- Florida annuity recommendations and replacement transactions
- Florida health contracts, claims and informed marketing
- Florida group health, networks and small-employer coverage
- Florida Medicare supplement and long-term care protections
The PDF includes a topic-by-topic exam coverage map and official references.
Exam & education requirements
- Official exam
- Florida Agent's Health & Life (including Annuities & Variable Contracts), 2-15
- Format
- 150 scored questions plus 15 unscored pretest questions; 165 total delivered questions.
- Time
- 2 hours 45 minutes (165 minutes) for the official examination.
- Passing standard
- 70%; official scoring controls. Practice percentages are learning measures, not validated pass predictions.
- Required education
- Normal resident route: 60 hours of approved prelicensing instruction completed within four years before application; statutory alternatives and exemptions exist. This independent guide is not an approved course.
- Testing logistics
- Use the current Pearson VUE handbook and DFS eligibility instructions; exams at physical test centers. Passed examination is valid for one year for licensure; five attempts permitted in a 12-month period.
Independent exam prep. Read the stated scope and confirm current admission or licensing requirements with the official provider.